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To the doubt of a case of litigation of 100 million yuan of insurance
From;    Author:Stand originally
Details of a case

Mixed on October 7, 1996 on June 27, 1997, hua Ancai produces insurance Inc. (below abbreviation China brings insurance company) inspect power industry limited company to Shenzhen beauty (beauty of the following abbreviation inspects power company) signed and issue 6 insurance policy, involve belongings danger, machine to damage the danger such as danger and gain loss danger is planted respectively. After insurance contract holds water, the United States inspects power company according to conventional consign insurance premium.

On July 15, 1997 14 when 20 minutes, the United States inspects power plant of power company B to produce explosive accident, cause stop production of the beautiful power plant that inspect B, the United States inspects power company GT13E2 to light the serious damage such as flue of level of turbine firebox, more than heat boiler, cause other part to wait for attaint like detector of burner, blaze, boiler.

In Feburary 1998, the United States inspects power company to save to lodge a complaint of senior people court to Guangdong, the RMB of loss of engine damage danger that requests to sentence Ling Huaan insurance company to compensate for group of machine burning steam, steam turbine 44.92 million yuan; Compensate for afore-mentioned engine damage danger the RMB of loss of interest decrease danger below 52.62 million yuan; Pay penalty due to breach of contract the RMB 2.65 million yuan recoup other loss; Bear total legal cost and retaining fee, total claim for compensation exceeds 100 million yuan.

Court decision

Guangdong saves senior people court to make first instance adjudicate:

One, danger of damage of engine of the 10 inside day compensation since the day that Hua Ancai produces insurance Inc. to produce legal effectiveness in this court decision next insurance gold inspect power industry limited company 16.49 million yuan to Shenzhen beauty. Deduct what already advanced to rescue them after expending 1.5 million yuan, hua Ancai produces insurance Inc. to ought to pay 14.99 million yuan to inspect power industry limited company to Shenzhen beauty.

2, danger of decrease of interest of the 10 inside day compensation since the day that Hua Ancai produces insurance Inc. to produce legal effectiveness in this court decision the insurance gold below gives Shenzhen beauty 17.33 million yuan to inspect power industry limited company.

3, the countercharge request that rejects Hua Ancai to produce insurance Inc. .

4, the other suit request that rejects Shenzhen beauty to inspect power industry limited company. First instance case accepts fee 520 thousand yuan, inspect burden of power industry limited company by Shenzhen beauty 312 thousand yuan, hua Ancai produces insurance Inc. load 208 thousand yuan. Countercharge cost produces insurance Inc. load 17985 yuan by Hua Ancai.

The United States inspects power company, China security risk company all refuses to obey Guangdong saves senior people court civil judgment, mention to top people court appeal.
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