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Share out bonus of A(of insurance of pension of samite time provide for the aged
From;    Author:Stand originally
Share out bonus of A(of insurance of pension of samite time provide for the aged) (endowment insurance) annuity of provide for the aged of time of detailed clause samite is safe (A money) (share out bonus) clause (classics China was sure to supervise administrative committee approve to put on record in September 2003) the compose cost of contract of the first insurance is sure contract. The 2nd is cast protect the limits him insurant, someone else that has insurance interest to insurant to be able to regard policy-holder Xiang Xinhua as life-insurance Inc. (the following abbreviation " our company " ) cast defend this insurance. Liability of the 3rd insurance is inside this contract period of efficacy, our company assume following insurance responsibility: One, the day of correspondence of guarantee slip become effective that insurant of annuity of provide for the aged lives to get the age to this contract agreement, one of following means that our company agree by the contract give to insurant pay provide for the aged pension: 1, insurant year full before 81 one full year of life, annual get pension according to the 20 % of effective insurance amount, till insurant die; 2, insurant year full before 81 one full year of life, according to × of effective insurance amount every months coefficient of convert of 20 % × gets pension, till insurant die; Afore-mentioned convert coefficient detailed see " the month gets amount convert coefficient to express " . 2, gold of congratulate on sb's birthday insurant lives to year full the day of correspondence of guarantee slip become effective of 81 one full year of life, our company give Fu Zhushou gold by effective insurance amount, this contract effectiveness is stopped. 3, die insurance gold 1, of the die before insurant is beginning to get pension of provide for the aged, our company already paid insurance cost actually by its (without breath) the sum of as corresponding as amount of insurance of accumulative total bonus cost of money gives pay die insurance gold, this contract effectiveness is stopped; 2, of the die after insurant is beginning to get pension of provide for the aged, our company press effective insurance amount and give to the product that pays coefficient pay die insurance gold, this contract effectiveness is stopped; Afore-mentioned giving pay coefficient detailed to see " die insurance gold gives pay coefficient the watch " . Our company are in bonus of the 4th guarantee slip the share out bonus of end of each financial year to this financial year is safe business undertakes business accounting, according to about superintendency code, decide according to insurance of share out bonus runs a state actually of Wu bonus distributes program. If have bonus allocation certainly, our company the basis this the regulation undertakes bonus allocation. The bonus of this contract allocates a form to include year extra dividend and cease extra dividend. Already entered annuity of provide for the aged to get period insurant, participate in the allocation of year extra dividend no longer. One, the cent prescription form of extra dividend of year of year extra dividend is: (one) day of correspondence of guarantee slip become effective was not in the correspondence of guarantee slip become effective that gets the age in the agreement a few days ago " year extra dividend is announced during awaiting " , our company will be in the day of correspondence of before one become effective of day of correspondence of become effective of this guarantee slip is sure effectively on the foundation of amount, according to the rate of share out bonus that already announced recently, in correspondence of become effective of this guarantee slip day adds this contract effective insurance amount. Day of correspondence of guarantee slip become effective is in " year extra dividend is announced during awaiting " , our company will be in the day of correspondence of before one become effective of day of correspondence of become effective of this guarantee slip is sure effectively on the foundation of amount, according to what will announce recently share out bonus is led, day is announced to add this contract in rate of this share out bonus effective insurance amount. During this, if produce insurance accident to perhaps have this contract the concerned change below, when involving share out bonus to lead, our company will be applicable the rate of share out bonus that already announced recently. Day of correspondence of guarantee slip become effective and rate of share out bonus announce day to be same day, applicable the rate of share out bonus that should announce day. Narrate before " year extra dividend is announced during awaiting " point to end of some financial year (day of business accounting of rate of share out bonus) during leading those who announce day to this share out bonus (do not include to should announce day) . (2) the day of correspondence of guarantee slip become effective that gets the age in the agreement the day of correspondence of guarantee slip become effective that insurant lives to get the age to this contract agreement, our company can run a state actually of Wu according to insurance of share out bonus, decide this applicable share out bonus is led, in correspondence of become effective of this guarantee slip day adds this contract effective insurance amount. Because guarantee slip is characteristic,this share out bonus leads a likelihood (include to protect the forehead, guarantee slip basically to pass year, cast maintain the age, sexual distinction, during paying fee, wait) difference and differ somewhat. 2, cease bonus is divided decrease outside protecting, usually, cease bonus is between this contract period of efficacy inside appear at most. In because this contract is safe termination of contract, produce insurance accident, retreat protect when wait for case and be being stopped, give pay. Decrease when protecting, stop the share of partial place correspondence to what pay this contract. Cease bonus cent is 3 kinds: 1, time-expired live bonus insurant lives to termination of contract, our company will manage a state actually of Wu to undertake time-expired business accounting according to insurance of share out bonus, if truly definitive edition termination of contract from time to tome bonus allocation, criterion this time-expired live bonus increases gold of congratulate on sb's birthday accordingly, this contract is stopped. 2, body pension insurant is in this contract become effective of the die after a year, our company will manage a state actually of Wu to undertake business accounting according to insurance of share out bonus, if truly definitive edition contract termination from time to tome bonus allocation, increase this extra dividend die insurance gold accordingly with the form of gold of show solicitude for, this contract is stopped. 3, become effective of this contract of special extra dividend after a year, when because afore-mentioned other reasons beyond bring about contract effectiveness to be not,be being stopped normally, our company will manage a state actually of Wu to undertake business accounting according to insurance of share out bonus, if truly definitive edition contract termination from time to tome bonus allocation, raise the form with special extra dividend the cost of money of this contract accordingly. The amount of afore-mentioned cease bonus is potential because guarantee slip is characteristic (include to protect the forehead, guarantee slip basically to pass year, cast maintain the age, sexual distinction, during paying fee, wait
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